90% faster covenant analysis

AI agent for Leveraged Finance Bankers

From days of covenant analysis to minutes

Delegate covenant extraction to a specialized AI agent built for leveraged finance. It reads credit agreements, identifies all negative covenant baskets, extracts capacity calculations, and builds compliance matrices automatically, freeing your team to focus on structuring and negotiation.

Ideal for

Leveraged Finance Teams

Credit Analysis

Debt Capital Markets

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    SMC  logo
    Mercedes-Benz logo
    Centerline logo
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    Mercedes-Benz logo
    Alaris logo
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    Mercedes-Benz logo
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    Paige logo
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Credit Agreement Analysis

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    Paige logo
    Roche logo
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Time comparison

Time comparison

Traditional way

2-3 days

With V7 Go agents

15-20 minutes

Average time saved

90%

Why V7 Go

Why V7 Go

Negative Covenant Extraction

Automatically identifies and extracts all negative covenant baskets from credit agreements, including debt incurrence, liens, restricted payments, investments, asset sales, and affiliate transactions.

Negative Covenant Extraction

Automatically identifies and extracts all negative covenant baskets from credit agreements, including debt incurrence, liens, restricted payments, investments, asset sales, and affiliate transactions.

Negative Covenant Extraction

Automatically identifies and extracts all negative covenant baskets from credit agreements, including debt incurrence, liens, restricted payments, investments, asset sales, and affiliate transactions.

Negative Covenant Extraction

Automatically identifies and extracts all negative covenant baskets from credit agreements, including debt incurrence, liens, restricted payments, investments, asset sales, and affiliate transactions.

Basket Capacity Calculation

Extracts the mathematical formulas and financial tests that determine basket capacity, including ratio tests, fixed dollar amounts, available amounts, and builder basket mechanics.

Basket Capacity Calculation

Extracts the mathematical formulas and financial tests that determine basket capacity, including ratio tests, fixed dollar amounts, available amounts, and builder basket mechanics.

Basket Capacity Calculation

Extracts the mathematical formulas and financial tests that determine basket capacity, including ratio tests, fixed dollar amounts, available amounts, and builder basket mechanics.

Basket Capacity Calculation

Extracts the mathematical formulas and financial tests that determine basket capacity, including ratio tests, fixed dollar amounts, available amounts, and builder basket mechanics.

Carve-Out Identification

Identifies all exceptions and carve-outs within each basket, including general baskets, permitted liens, permitted investments, and other standard exclusions that affect covenant flexibility.

Carve-Out Identification

Identifies all exceptions and carve-outs within each basket, including general baskets, permitted liens, permitted investments, and other standard exclusions that affect covenant flexibility.

Carve-Out Identification

Identifies all exceptions and carve-outs within each basket, including general baskets, permitted liens, permitted investments, and other standard exclusions that affect covenant flexibility.

Carve-Out Identification

Identifies all exceptions and carve-outs within each basket, including general baskets, permitted liens, permitted investments, and other standard exclusions that affect covenant flexibility.

Cross-Reference Resolution

Follows definition chains across the entire credit agreement to resolve cross-referenced terms, ensuring accurate interpretation of basket language and capacity calculations.

Cross-Reference Resolution

Follows definition chains across the entire credit agreement to resolve cross-referenced terms, ensuring accurate interpretation of basket language and capacity calculations.

Cross-Reference Resolution

Follows definition chains across the entire credit agreement to resolve cross-referenced terms, ensuring accurate interpretation of basket language and capacity calculations.

Cross-Reference Resolution

Follows definition chains across the entire credit agreement to resolve cross-referenced terms, ensuring accurate interpretation of basket language and capacity calculations.

Compliance Matrix Generation

Outputs structured data in Excel format that populates your covenant compliance tracking templates, ready for ongoing monitoring and reporting to credit committees.

Compliance Matrix Generation

Outputs structured data in Excel format that populates your covenant compliance tracking templates, ready for ongoing monitoring and reporting to credit committees.

Compliance Matrix Generation

Outputs structured data in Excel format that populates your covenant compliance tracking templates, ready for ongoing monitoring and reporting to credit committees.

Compliance Matrix Generation

Outputs structured data in Excel format that populates your covenant compliance tracking templates, ready for ongoing monitoring and reporting to credit committees.

Cited and Verifiable

Every extracted basket, capacity test, and carve-out is visually linked to its precise location in the credit agreement, providing a complete audit trail for credit approval and documentation.

Cited and Verifiable

Every extracted basket, capacity test, and carve-out is visually linked to its precise location in the credit agreement, providing a complete audit trail for credit approval and documentation.

Cited and Verifiable

Every extracted basket, capacity test, and carve-out is visually linked to its precise location in the credit agreement, providing a complete audit trail for credit approval and documentation.

Cited and Verifiable

Every extracted basket, capacity test, and carve-out is visually linked to its precise location in the credit agreement, providing a complete audit trail for credit approval and documentation.

Analyzes any credit agreement structure

To extract every covenant basket and capacity test.

Get started

Get started

Logo
Logo

Import your files

Microsoft Excel

,

Microsoft Sharepoint Online

,

Google Drive

Import your files from whereever they are currently stored

Customer voices

Customer voices

Connect AI to your credit policies.

Connect AI to your credit policies.

Turn covenant analysis into structured, verifiable data.

Turn covenant analysis into structured, verifiable data.

Finance

Legal

Insurance

Tax

Real Estate

Finance

Legal

Insurance

Tax

Real Estate

Finance

Legal

Insurance

Tax

Real Estate

Customer Voices

Industrial equipment sales

We are looking for V7 Go and AI in general to be the beating heart of our company and our growth. It will make us more productive as a company, liaising with customers, automating tasks, even finding new work.

Read the full story

Industrial equipment sales

We are looking for V7 Go and AI in general to be the beating heart of our company and our growth. It will make us more productive as a company, liaising with customers, automating tasks, even finding new work.

Read the full story

Insurance

We have six assessors. Before V7 Go, each would process around 15 claims a day, about 90 in total. With V7 Go, we’re expecting that to rise to around 20 claims per assessor, which adds up to an extra 30 claims a day. That’s the equivalent of two additional full-time assessors. Beyond the cost savings, there’s real reputational gains from fewer errors and faster turnaround times.

Read the full story

Insurance

We have six assessors. Before V7 Go, each would process around 15 claims a day, about 90 in total. With V7 Go, we’re expecting that to rise to around 20 claims per assessor, which adds up to an extra 30 claims a day. That’s the equivalent of two additional full-time assessors. Beyond the cost savings, there’s real reputational gains from fewer errors and faster turnaround times.

Read the full story

Real Estate

Prior to V7, people using the software were manually inputting data. Now it’s so much faster because it just reads it for them. On average, it saves our customers 45 minutes to an hour of work, and it’s more accurate.

Read the full story

Real Estate

Prior to V7, people using the software were manually inputting data. Now it’s so much faster because it just reads it for them. On average, it saves our customers 45 minutes to an hour of work, and it’s more accurate.

Read the full story

Features

Features

Results you can actually trust.
Reliable AI document processing toolkit.

Results you can trust.
Trustworthy AI document processing toolkit.

Supporting complex documents.

Up to 200 pages.

Credit agreements are dense, heavily cross-referenced documents with complex nested definitions. This agent handles everything from standard market credit agreements to bespoke covenant packages with custom basket structures and non-standard carve-outs.

Input types

50+ languages

Nested Definitions

200 pages

Multi-modal

Document types

PDFs

Complex Tables

Cross-References

Formulas

Exhibits

Vendor_US.xlsx

3

Supply_2023.pptx

Review_Legal.pdf

Supporting complex documents.

Up to 200 pages.

Credit agreements are dense, heavily cross-referenced documents with complex nested definitions. This agent handles everything from standard market credit agreements to bespoke covenant packages with custom basket structures and non-standard carve-outs.

Input types

50+ languages

Nested Definitions

200 pages

Multi-modal

Document types

PDFs

Complex Tables

Cross-References

Formulas

Exhibits

Vendor_US.xlsx

3

Supply_2023.pptx

Review_Legal.pdf

Supporting complex documents.

Up to 200 pages.

Credit agreements are dense, heavily cross-referenced documents with complex nested definitions. This agent handles everything from standard market credit agreements to bespoke covenant packages with custom basket structures and non-standard carve-outs.

Input types

50+ languages

Nested Definitions

200 pages

Multi-modal

Document types

PDFs

Complex Tables

Cross-References

Formulas

Exhibits

Vendor_US.xlsx

3

Supply_2023.pptx

Review_Legal.pdf

Reach 99% accuracy rate

through GenAI reasoning.

Covenant analysis demands precision. The agent uses multi-step reasoning to interpret basket language, resolve cross-references, and extract capacity calculations with the accuracy required for credit approval and ongoing compliance monitoring.

Model providers

Security note

V7 never trains models on your private data. We keep your data encrypted and allow you to deploy your own models.

Answer

Type

Text

Tool

o4 Mini

Reasoning effort

Min

Low

Mid

High

AI Citations

Inputs

Set a prompt (Press @ to mention an input)

Reach 99% accuracy rate

through GenAI reasoning.

Covenant analysis demands precision. The agent uses multi-step reasoning to interpret basket language, resolve cross-references, and extract capacity calculations with the accuracy required for credit approval and ongoing compliance monitoring.

Model providers

Security note

V7 never trains models on your private data. We keep your data encrypted and allow you to deploy your own models.

Answer

Type

Text

Tool

o4 Mini

Reasoning effort

Min

Low

Mid

High

AI Citations

Inputs

Set a prompt (Press @ to mention an input)

Reach 99% accuracy rate

through GenAI reasoning.

Covenant analysis demands precision. The agent uses multi-step reasoning to interpret basket language, resolve cross-references, and extract capacity calculations with the accuracy required for credit approval and ongoing compliance monitoring.

Model providers

Security note

V7 never trains models on your private data. We keep your data encrypted and allow you to deploy your own models.

Answer

Type

Text

Tool

o4 Mini

Reasoning effort

Min

Low

Mid

High

AI Citations

Inputs

Set a prompt (Press @ to mention an input)

Trustworthy results,

grounded in reality.

Every extracted basket, capacity test, and carve-out is visually linked to its exact location in the credit agreement. This provides a complete audit trail for credit committee presentations and eliminates the need to manually verify extracted provisions.

Visual grounding in action

00:54

Deliberate Misrepresentation: During the trial, evidence was presented showing that John Doe deliberately misrepresented his income on multiple occasions over several years. This included falsifying documents, underreporting income, and inflating deductions to lower his tax liability. Such deliberate deception demonstrates intent to evade taxes.

Pattern of Behavior: The prosecution demonstrated a consistent pattern of behavior by John Doe, spanning several years, wherein he consistently failed to report substantial portions of his income. This pattern suggested a systematic attempt to evade taxes rather than mere oversight or misunderstanding.

Concealment of Assets: Forensic accounting revealed that John Doe had taken significant steps to conceal his assets offshore, including setting up shell companies and using complex financial structures to hide income from tax authorities. Such elaborate schemes indicate a deliberate effort to evade taxes and avoid detection.

Failure to Cooperate: Throughout the investigation and trial, John Doe displayed a lack of cooperation with tax authorities. He refused to provide requested documentation, obstructed the audit process, and failed to disclose relevant financial information. This obstructionism further supported the prosecution's argument of intentional tax evasion.

Prior Warning and Ignoring Compliance

02

01

01

02

Trustworthy results,

grounded in reality.

Every extracted basket, capacity test, and carve-out is visually linked to its exact location in the credit agreement. This provides a complete audit trail for credit committee presentations and eliminates the need to manually verify extracted provisions.

Visual grounding in action

00:54

Deliberate Misrepresentation: During the trial, evidence was presented showing that John Doe deliberately misrepresented his income on multiple occasions over several years. This included falsifying documents, underreporting income, and inflating deductions to lower his tax liability. Such deliberate deception demonstrates intent to evade taxes.

Pattern of Behavior: The prosecution demonstrated a consistent pattern of behavior by John Doe, spanning several years, wherein he consistently failed to report substantial portions of his income. This pattern suggested a systematic attempt to evade taxes rather than mere oversight or misunderstanding.

Concealment of Assets: Forensic accounting revealed that John Doe had taken significant steps to conceal his assets offshore, including setting up shell companies and using complex financial structures to hide income from tax authorities. Such elaborate schemes indicate a deliberate effort to evade taxes and avoid detection.

Failure to Cooperate: Throughout the investigation and trial, John Doe displayed a lack of cooperation with tax authorities. He refused to provide requested documentation, obstructed the audit process, and failed to disclose relevant financial information. This obstructionism further supported the prosecution's argument of intentional tax evasion.

Prior Warning and Ignoring Compliance

02

01

01

02

Trustworthy results,

grounded in reality.

Every extracted basket, capacity test, and carve-out is visually linked to its exact location in the credit agreement. This provides a complete audit trail for credit committee presentations and eliminates the need to manually verify extracted provisions.

Visual grounding in action

00:54

Deliberate Misrepresentation: During the trial, evidence was presented showing that John Doe deliberately misrepresented his income on multiple occasions over several years. This included falsifying documents, underreporting income, and inflating deductions to lower his tax liability. Such deliberate deception demonstrates intent to evade taxes.

Pattern of Behavior: The prosecution demonstrated a consistent pattern of behavior by John Doe, spanning several years, wherein he consistently failed to report substantial portions of his income. This pattern suggested a systematic attempt to evade taxes rather than mere oversight or misunderstanding.

Concealment of Assets: Forensic accounting revealed that John Doe had taken significant steps to conceal his assets offshore, including setting up shell companies and using complex financial structures to hide income from tax authorities. Such elaborate schemes indicate a deliberate effort to evade taxes and avoid detection.

Failure to Cooperate: Throughout the investigation and trial, John Doe displayed a lack of cooperation with tax authorities. He refused to provide requested documentation, obstructed the audit process, and failed to disclose relevant financial information. This obstructionism further supported the prosecution's argument of intentional tax evasion.

Prior Warning and Ignoring Compliance

02

01

01

02

Enterprise grade security

for high-stake industries.

Credit agreements contain highly confidential deal terms and borrower financial information. V7 Go processes these documents within your secure environment, ensuring confidentiality and compliance with information barrier requirements.

Certifications

GDPR

SOC2

HIPAA

ISO

Safety

Custom storage

Data governance

Access-level permissions

Enterprise grade security

for high-stake industries.

Credit agreements contain highly confidential deal terms and borrower financial information. V7 Go processes these documents within your secure environment, ensuring confidentiality and compliance with information barrier requirements.

Certifications

GDPR

SOC2

HIPAA

ISO

Safety

Custom storage

Data governance

Access-level permissions

Enterprise grade security

for high-stake industries.

Credit agreements contain highly confidential deal terms and borrower financial information. V7 Go processes these documents within your secure environment, ensuring confidentiality and compliance with information barrier requirements.

Certifications

GPDR

SOC2

HIPAA

ISO

Safety

Custom storage

Data governance

Access-level permissions

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Answers

Answers

What you need to know about our

AI agent for Leveraged Finance Bankers

How does it handle complex basket definitions?

The agent is designed to parse the nested, cross-referenced structure of credit agreement language. It follows definition chains, resolves parenthetical references, and understands the mathematical logic of ratio tests and available amount calculations.

+

How does it handle complex basket definitions?

The agent is designed to parse the nested, cross-referenced structure of credit agreement language. It follows definition chains, resolves parenthetical references, and understands the mathematical logic of ratio tests and available amount calculations.

+

How does it handle complex basket definitions?

The agent is designed to parse the nested, cross-referenced structure of credit agreement language. It follows definition chains, resolves parenthetical references, and understands the mathematical logic of ratio tests and available amount calculations.

+

Can it differentiate between different types of baskets?

Yes. The agent categorizes baskets by type, including debt incurrence, liens, restricted payments, investments, asset sales, affiliate transactions, and prepayments. It also identifies whether baskets are ratio-based, fixed dollar, or available amount structures.

+

Can it differentiate between different types of baskets?

Yes. The agent categorizes baskets by type, including debt incurrence, liens, restricted payments, investments, asset sales, affiliate transactions, and prepayments. It also identifies whether baskets are ratio-based, fixed dollar, or available amount structures.

+

Can it differentiate between different types of baskets?

Yes. The agent categorizes baskets by type, including debt incurrence, liens, restricted payments, investments, asset sales, affiliate transactions, and prepayments. It also identifies whether baskets are ratio-based, fixed dollar, or available amount structures.

+

What about non-standard or bespoke covenant language?

The agent handles both market-standard and customized covenant packages. It identifies deviations from typical structures and flags unusual basket mechanics or carve-outs for senior banker review.

+

What about non-standard or bespoke covenant language?

The agent handles both market-standard and customized covenant packages. It identifies deviations from typical structures and flags unusual basket mechanics or carve-outs for senior banker review.

+

What about non-standard or bespoke covenant language?

The agent handles both market-standard and customized covenant packages. It identifies deviations from typical structures and flags unusual basket mechanics or carve-outs for senior banker review.

+

How accurate is the basket capacity extraction?

The agent achieves high accuracy by using multi-step reasoning to interpret financial tests and formulas. Every extracted capacity calculation is linked to the source text with Visual Grounding, allowing for quick verification of complex provisions.

+

How accurate is the basket capacity extraction?

The agent achieves high accuracy by using multi-step reasoning to interpret financial tests and formulas. Every extracted capacity calculation is linked to the source text with Visual Grounding, allowing for quick verification of complex provisions.

+

How accurate is the basket capacity extraction?

The agent achieves high accuracy by using multi-step reasoning to interpret financial tests and formulas. Every extracted capacity calculation is linked to the source text with Visual Grounding, allowing for quick verification of complex provisions.

+

Can it track changes across credit agreement amendments?

Yes. The agent can compare an original credit agreement to subsequent amendments, identifying which baskets have been modified, expanded, or added, helping you track covenant flexibility over the life of the facility.

+

Can it track changes across credit agreement amendments?

Yes. The agent can compare an original credit agreement to subsequent amendments, identifying which baskets have been modified, expanded, or added, helping you track covenant flexibility over the life of the facility.

+

Can it track changes across credit agreement amendments?

Yes. The agent can compare an original credit agreement to subsequent amendments, identifying which baskets have been modified, expanded, or added, helping you track covenant flexibility over the life of the facility.

+

What is the final output format?

The agent delivers structured data in Excel or JSON format, organized by covenant type and basket. This output can be customized to match your firm's internal covenant tracking templates and credit approval memorandum formats.

+

What is the final output format?

The agent delivers structured data in Excel or JSON format, organized by covenant type and basket. This output can be customized to match your firm's internal covenant tracking templates and credit approval memorandum formats.

+

What is the final output format?

The agent delivers structured data in Excel or JSON format, organized by covenant type and basket. This output can be customized to match your firm's internal covenant tracking templates and credit approval memorandum formats.

+

Next steps

Next steps

Still building covenant matrices by hand?

Send us a recent credit agreement and we'll show you how our agent extracts every negative covenant basket in minutes, not days.

Uncover hidden liabilities

in

supplier contracts.

V7 Go transforms documents into strategic assets. 150+ enterprises are already on board:

Uncover hidden liabilities

in

supplier contracts.

V7 Go transforms documents into strategic assets. 150+ enterprises are already on board: