90% faster credit analysis

AI agent for Tenant Credit Analysts

From days of financial review to minutes

Delegate tenant financial analysis to a specialized AI agent. It extracts data from financial statements, calculates debt service coverage and liquidity ratios, assesses credit risk, and recommends security deposit levels based on your underwriting criteria, allowing your team to focus on portfolio strategy and tenant relationships.

Ideal for

Credit Analysts

Asset Managers

Leasing Teams

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    Brotherhood Mutual logo
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See AI agent for Tenant Credit Analysts in action

Play video

  • Mercedes-Benz logo
    SMC  logo
    Gradient rectangle
    Centerline logo
    Abstract graphic with black and white elements
    Abstract pattern with overlapping shapes.
    Alaris logo
    Progress bar with text at bottom percentage
    SITO logo
    Diagonal stripes on a rectangular background
    SVG logo for Reddit
    Grey and black abstract symbol
    Foobar logo
    ABL logo
    SVG logo for Google
    Bar chart with two bars of different heights
    Brotherhood Mutual logo
    Black and white abstract graphic.
    Paige logo
    Roche logo
    Logo with abstract shapes and text.
    Sony logo
    Munch Energie Logo
    Certainty Sofrware logo
    Raft logo
    Bayer Logo
    Light gray waveform pattern on white background
    SVG logo with black letters
    Abstract pattern with blue and green colors

See AI agent for Tenant Credit Analysts in action

Play video

Tenant Credit Review - Meridian Retail

  • Mercedes-Benz logo
    SMC  logo
    Gradient rectangle
    Centerline logo
    Abstract graphic with black and white elements
    Abstract pattern with overlapping shapes.
    Alaris logo
    Progress bar with text at bottom percentage
    SITO logo
    Diagonal stripes on a rectangular background
    SVG logo for Reddit
    Grey and black abstract symbol
    Foobar logo
    ABL logo
    SVG logo for Google
    Bar chart with two bars of different heights
    Brotherhood Mutual logo
    Black and white abstract graphic.
    Paige logo
    Roche logo
    Logo with abstract shapes and text.
    Sony logo
    Munch Energie Logo
    Certainty Sofrware logo
    Raft logo
    Bayer Logo
    Light gray waveform pattern on white background
    SVG logo with black letters
    Abstract pattern with blue and green colors

See AI agent for Tenant Credit Analysts in action

Play video

Time comparison

Traditional way

4-8 hours per application

With V7 Go agents

10-15 minutes

Average time saved

90%

Why V7 Go

Automated Financial Data Extraction

Extracts revenue, expenses, assets, liabilities, and cash flow data from financial statements, tax returns, and bank statements regardless of format or accounting method used.

Automated Financial Data Extraction

Extracts revenue, expenses, assets, liabilities, and cash flow data from financial statements, tax returns, and bank statements regardless of format or accounting method used.

Standardized Ratio Calculation

Automatically calculates debt service coverage ratio, current ratio, quick ratio, and debt-to-equity ratio using consistent methodology across all tenant applications for fair comparison.

Standardized Ratio Calculation

Automatically calculates debt service coverage ratio, current ratio, quick ratio, and debt-to-equity ratio using consistent methodology across all tenant applications for fair comparison.

Risk-Based Security Deposit Recommendations

Applies your underwriting criteria to financial metrics and generates security deposit recommendations that align with the tenant's credit risk profile and lease terms.

Risk-Based Security Deposit Recommendations

Applies your underwriting criteria to financial metrics and generates security deposit recommendations that align with the tenant's credit risk profile and lease terms.

Multi-Year Trend Analysis

Analyzes three to five years of historical financial data to identify revenue growth patterns, margin trends, and financial stability indicators that predict future performance.

Multi-Year Trend Analysis

Analyzes three to five years of historical financial data to identify revenue growth patterns, margin trends, and financial stability indicators that predict future performance.

Red Flag Identification

Flags concerning patterns such as declining revenues, negative cash flow, increasing debt levels, or qualified audit opinions that warrant additional scrutiny before lease approval.

Red Flag Identification

Flags concerning patterns such as declining revenues, negative cash flow, increasing debt levels, or qualified audit opinions that warrant additional scrutiny before lease approval.

Auditable Analysis Trail

Links every calculated metric and recommendation back to the specific line items in source documents with AI Citations, creating a complete audit trail for internal review and compliance.

Auditable Analysis Trail

Links every calculated metric and recommendation back to the specific line items in source documents with AI Citations, creating a complete audit trail for internal review and compliance.

Analyzes complete tenant application packages

To deliver standardized credit risk assessments.

Get started

Logo
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Import your files

Yardi

,

MRI Software

,

Microsoft Excel

Import your files from whereever they are currently stored

Customer voices

Customer voices

Connect AI to your underwriting standards.

Turn tenant financial review into consistent, data-driven decisions.

Turn tenant financial review into consistent, data-driven decisions.

Finance

Legal

Insurance

Tax

Real Estate

Customer Voices

Features

Features

Results you can actually trust.
Reliable AI document processing toolkit.

Results you can trust.
Trustworthy AI document processing toolkit.

Supporting complex documents.

Up to 200 pages.

Tenant financial packages come in every format imaginable. This agent handles audited statements from Big Four firms, compiled financials from local CPAs, internally prepared statements, and tax returns from any accounting software. It extracts data regardless of presentation format or document quality.

Input types

50+ languages

Multiple Accounting Methods

200 pages

Multi-modal

Document types

PDFs

Scanned Documents

Complex Tables

Tax Forms

Spreadsheets

Vendor_US.xlsx

12

Supply_2023.pptx

Review_Legal.pdf

Supporting complex documents.

Up to 200 pages.

Tenant financial packages come in every format imaginable. This agent handles audited statements from Big Four firms, compiled financials from local CPAs, internally prepared statements, and tax returns from any accounting software. It extracts data regardless of presentation format or document quality.

Input types

50+ languages

Multiple Accounting Methods

200 pages

Multi-modal

Document types

PDFs

Scanned Documents

Complex Tables

Tax Forms

Spreadsheets

Vendor_US.xlsx

12

Supply_2023.pptx

Review_Legal.pdf

Reach 99% accuracy rate

through GenAI reasoning.

Credit decisions require precision. The agent uses multi-step workflows to ensure financial figures are extracted accurately, ratios are calculated correctly, and risk assessments align with your underwriting standards. Every number is verified against source documents.

Model providers

OpenAI, Anthropic, Gemini logos

Security note

V7 never trains models on your private data. We keep your data encrypted and allow you to deploy your own models.

Answer

Type

Text

Tool

o4 Mini

Reasoning effort

Min

Low

Mid

High

AI Citations

Inputs

Set a prompt (Press @ to mention an input)

Reach 99% accuracy rate

through GenAI reasoning.

Credit decisions require precision. The agent uses multi-step workflows to ensure financial figures are extracted accurately, ratios are calculated correctly, and risk assessments align with your underwriting standards. Every number is verified against source documents.

Model providers

OpenAI, Anthropic, Gemini logos

Security note

V7 never trains models on your private data. We keep your data encrypted and allow you to deploy your own models.

Answer

Type

Text

Tool

o4 Mini

Reasoning effort

Min

Low

Mid

High

AI Citations

Inputs

Set a prompt (Press @ to mention an input)

Trustworthy results,

grounded in reality.

Verify every calculation instantly. Each extracted financial figure, calculated ratio, and risk assessment is visually linked to its source in the original documents. This creates a complete audit trail for internal review, compliance verification, and tenant discussions.

Visual grounding in action

00:54

Deliberate Misrepresentation: During the trial, evidence was presented showing that John Doe deliberately misrepresented his income on multiple occasions over several years. This included falsifying documents, underreporting income, and inflating deductions to lower his tax liability. Such deliberate deception demonstrates intent to evade taxes.

Pattern of Behavior: The prosecution demonstrated a consistent pattern of behavior by John Doe, spanning several years, wherein he consistently failed to report substantial portions of his income. This pattern suggested a systematic attempt to evade taxes rather than mere oversight or misunderstanding.

Concealment of Assets: Forensic accounting revealed that John Doe had taken significant steps to conceal his assets offshore, including setting up shell companies and using complex financial structures to hide income from tax authorities. Such elaborate schemes indicate a deliberate effort to evade taxes and avoid detection.

Failure to Cooperate: Throughout the investigation and trial, John Doe displayed a lack of cooperation with tax authorities. He refused to provide requested documentation, obstructed the audit process, and failed to disclose relevant financial information. This obstructionism further supported the prosecution's argument of intentional tax evasion.

Prior Warning and Ignoring Compliance

02

01

01

02

Trustworthy results,

grounded in reality.

Verify every calculation instantly. Each extracted financial figure, calculated ratio, and risk assessment is visually linked to its source in the original documents. This creates a complete audit trail for internal review, compliance verification, and tenant discussions.

Visual grounding in action

00:54

Deliberate Misrepresentation: During the trial, evidence was presented showing that John Doe deliberately misrepresented his income on multiple occasions over several years. This included falsifying documents, underreporting income, and inflating deductions to lower his tax liability. Such deliberate deception demonstrates intent to evade taxes.

Pattern of Behavior: The prosecution demonstrated a consistent pattern of behavior by John Doe, spanning several years, wherein he consistently failed to report substantial portions of his income. This pattern suggested a systematic attempt to evade taxes rather than mere oversight or misunderstanding.

Concealment of Assets: Forensic accounting revealed that John Doe had taken significant steps to conceal his assets offshore, including setting up shell companies and using complex financial structures to hide income from tax authorities. Such elaborate schemes indicate a deliberate effort to evade taxes and avoid detection.

Failure to Cooperate: Throughout the investigation and trial, John Doe displayed a lack of cooperation with tax authorities. He refused to provide requested documentation, obstructed the audit process, and failed to disclose relevant financial information. This obstructionism further supported the prosecution's argument of intentional tax evasion.

Prior Warning and Ignoring Compliance

02

01

01

02

Enterprise grade security

for high-stake industries.

Tenant financial statements contain highly sensitive business and personal information. V7 Go processes all documents within your secure environment, ensuring confidentiality and compliance with data privacy regulations. Tenant data is never used for external purposes.

Certifications

GDPR

SOC2

HIPAA

ISO

Safety

Custom storage

Data governance

Access-level permissions

Enterprise grade security

for high-stake industries.

Tenant financial statements contain highly sensitive business and personal information. V7 Go processes all documents within your secure environment, ensuring confidentiality and compliance with data privacy regulations. Tenant data is never used for external purposes.

Certifications

GPDR

SOC2

HIPAA

ISO

Safety

Custom storage

Data governance

Access-level permissions

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Answers

What you need to know about our

AI agent for Tenant Credit Analysts

How does the agent handle different accounting methods?

The agent recognizes both cash and accrual accounting methods and adjusts its analysis accordingly. It identifies the accounting basis used and applies appropriate normalization to ensure consistent ratio calculations across different tenant applications.

+

Can it analyze financial statements from private companies?

Yes. The agent is designed specifically for private company financials, which often lack standardization. It handles compiled, reviewed, and audited statements, as well as internally prepared financials and tax returns from various accounting firms.

+

How does it determine the recommended security deposit amount?

The agent applies your firm's underwriting matrix, which maps credit risk scores to security deposit multiples. You configure the thresholds for debt service coverage, liquidity ratios, and other factors that determine the deposit recommendation.

+

What if the financial statements are incomplete or unclear?

The agent flags missing information and unclear data points in its analysis. It identifies which key metrics cannot be calculated due to missing data and recommends specific additional documentation needed to complete the credit assessment.

+

Can it compare a tenant's performance to industry benchmarks?

Yes. You can populate your Knowledge Hub with industry benchmark data, and the agent will compare the tenant's financial metrics against relevant industry standards to provide context for the credit decision.

+

How quickly can it process a tenant application?

Once configured with your underwriting criteria, the agent typically completes a full credit analysis in 10-15 minutes, compared to the 4-8 hours typically required for manual review of a complete application package.

+

Next steps

Still spending hours reviewing tenant financials manually?

Send us a sample tenant application package, and we'll show you how our agent delivers a complete credit analysis with security deposit recommendations in minutes.

Uncover hidden liabilities

in

supplier contracts.

V7 Go transforms documents into strategic assets. 150+ enterprises are already on board:

  • Logo with abstract shapes and text.
    SITO logo
    Abstract pattern with blue and green colors
    SVG logo for Google
    Progress bar with text at bottom percentage
    Bar chart with two bars of different heights
    Gradient rectangle
    Diagonal stripes on a rectangular background
    Abstract pattern with overlapping shapes.
    SVG logo for Reddit

Uncover hidden liabilities

in

supplier contracts.

V7 Go transforms documents into strategic assets. 150+ enterprises are already on board:

  • Logo with abstract shapes and text.
    SITO logo
    Abstract pattern with blue and green colors
    SVG logo for Google
    Progress bar with text at bottom percentage
    Bar chart with two bars of different heights
    Gradient rectangle
    Diagonal stripes on a rectangular background
    Abstract pattern with overlapping shapes.
    SVG logo for Reddit