85% faster underwriting
AI agent for Mortgage Underwriters
From hours of verification to minutes
Delegate income and employment verification to a specialized AI agent. It analyzes pay stubs, tax returns, W-2s, and employment letters against Fannie Mae, Freddie Mac, and your internal guidelines, delivering a complete verification summary with every data point cited to its source document.

Ideal for
Mortgage Underwriters
Loan Processors
Lending Operations
Time comparison
Traditional way
2-3 hours per file
With V7 Go agents
15-20 minutes
Average time saved
85%
Why V7 Go
Analyzes all income documentation
To deliver a complete verification summary.

Import your files
Microsoft Sharepoint Online
,
Google Drive
,
Dropbox
Import your files from whereever they are currently stored
All types of Real Estate documents supported
Once imported our system extracts and organises the essentials
Connect AI to your underwriting guidelines.
Finance
•
Legal
•
Insurance
•
Tax
•
Real Estate
Answers
What you need to know about our
AI agent for Mortgage Underwriters
How does it handle self-employed borrowers?
The agent applies the appropriate income calculation methodology based on borrower type. For self-employed borrowers, it analyzes two years of tax returns, calculates average monthly income from Schedule C or corporate returns, and adds back allowable depreciation and depletion according to agency guidelines.
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Can it verify income from multiple jobs?
Yes. The agent identifies and analyzes income from multiple employers, calculating qualifying income for each source separately. It verifies employment stability for each position and flags any concerns about the borrower's ability to maintain multiple jobs.
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How does it stay current with guideline changes?
The agent references your Knowledge Hub, which serves as your single source of truth for underwriting guidelines. When Fannie Mae or Freddie Mac updates their requirements, you simply update the relevant policy document in your Hub, and the agent immediately applies the new rules.
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What happens when documents are missing?
The agent identifies missing required documentation based on your underwriting checklist and loan type. It generates a clear list of outstanding items needed to complete the income verification, allowing processors to request the correct documents from borrowers immediately.
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How accurate is the income calculation?
The agent uses multi-step workflows to ensure calculation accuracy. Every figure is extracted with precision, and the calculation methodology is applied consistently according to agency guidelines. Visual Grounding allows underwriters to verify any calculation by clicking through to the source document.
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Does it integrate with our LOS?
Yes. The agent can be configured to output data in formats compatible with major loan origination systems. Verified income figures, employment details, and compliance findings can be automatically populated into your LOS, eliminating manual data entry.
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Next steps
Still manually calculating income from pay stubs and tax returns?
Send us a sample loan file with income documentation. We'll show you how our AI agent can complete the verification in minutes, not hours.













