90% faster underwriting
AI agent for Construction Bond Underwriters
From days of financial analysis to hours
Delegate contractor financial assessment to a specialized AI agent. It analyzes work-in-progress schedules, extracts liquidity metrics, calculates bonding capacity ratios, and flags financial deterioration patterns, allowing underwriters to focus on risk selection and relationship management instead of spreadsheet reconciliation.

Ideal for
Surety Underwriters
Bond Producers
Risk Management
Time comparison
Traditional way
3-5 days
With V7 Go agents
2-4 hours
Average time saved
90%
Why V7 Go
Analyzes contractor financial packages
To deliver bonding capacity assessments and risk analysis.


Import your files
Microsoft Excel
,
Salesforce
,
Microsoft Sharepoint Online
Import your files from whereever they are currently stored
All types of Insurance documents supported
Once imported our system extracts and organises the essentials
Connect AI to your underwriting guidelines.
Finance
•
Legal
•
Insurance
•
Tax
•
Real Estate
Answers
What you need to know about our
AI agent for Construction Bond Underwriters
How does the agent handle different WIP schedule formats?
The agent is designed to process WIP schedules regardless of format variation. It identifies project-level data, contract values, costs incurred, billings, and gross profit across different layouts, whether presented in Excel, PDF, or accounting system exports, then normalizes the data for consistent analysis.
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Can it apply our specific underwriting guidelines?
Yes. The agent connects to your Knowledge Hub containing your underwriting manual, bonding capacity formulas, and risk tolerance parameters. It applies your specific guidelines for working capital multiples, equity requirements, backlog limits, and project concentration thresholds when calculating available capacity.
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What financial red flags does it identify?
The agent flags deteriorating current ratios, negative working capital trends, equity erosion, increasing debt-to-equity ratios, aging receivables concentration, rising subcontractor payables, negative cash flow from operations, projects with negative gross profit, and overbilling positions that exceed company guidelines.
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How does it reconcile WIP to the balance sheet?
The agent automatically cross-references WIP schedule totals against balance sheet line items including costs and estimated earnings in excess of billings, billings in excess of costs, contract receivables, and contract payables. It flags discrepancies that require explanation or adjustment.
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Can it track changes from prior submissions?
Yes. When you provide historical financial packages in the Knowledge Hub, the agent compares current metrics against prior periods, calculating trend analysis for key ratios, identifying significant changes in backlog composition, and flagging material deterioration in financial position.
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What is the final output format?
The agent delivers a structured analysis including extracted financial metrics, calculated ratios, bonding capacity summary, risk flags, WIP schedule analysis, and backlog assessment. This output can be formatted as Excel, PDF report, or JSON for integration with your underwriting management system.
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Next steps
Still spending days analyzing WIP schedules manually?
Send us a contractor financial package and your underwriting guidelines. We'll show you how our agent delivers a complete bonding capacity analysis in hours instead of days.












