Credit & Lending

Credit & Lending

Manual credit review slows origination and increases risk

AI agents for real estate credit and lending teams. Extract and validate borrower financials, property data and loan documents — so your team closes faster and with greater confidence.

Real estate credit and lending teams originate, underwrite and manage loans secured against property assets, working through borrower financials, appraisals, title reports and legal documents across every transaction.

Underwriters manually extract borrower financials, cross-reference property valuations and review loan documentation across high origination volumes. That bottleneck slows time-to-close and introduces inconsistency in credit decisions.

Designed to work for your

Credit Director
Loan Officer
Underwriting Manager
Portfolio Manager

Automating the real estate credit and lending workflow

Automating the real estate credit and lending workflow

From loan origination to portfolio monitoring, V7 agents handle the document-heavy steps across the credit lifecycle.

From loan origination to portfolio monitoring, V7 agents handle the document-heavy steps across the credit lifecycle.

Loan origination

Credit underwriting

Loan structuring

Closing & funding

Portfolio monitoring

  • Borrower document intake

  • Application data extraction

  • Eligibility screening

  • Pipeline deduplication

  • Loan officer briefing

Home

RE Loan Risk Grid

Build

Review

Workflow

Export

Share

Credit Metric

Clauses

Clauses

Clauses

1

2

3

4

5

6

7

8

9

10

11

12

13

Loan Balance

LTV

DSCR

Debt Yield

Coupon Rate

Loan Term

Payment Status

Collateral Value

Default Risk

Refi Risk

Reserve Balance

Extension Option

Covenant Breach

32000000

64.8

1.32

10.1

5.9

5

1

45000000

3.4

5.1

1800000

2

1

Loan File

Credit Memo

Credit Memo

Risk Model

Term Sheet

Loan Terms

Servicing File

Appraisal

Risk Review

Refi Model

Reserve Report

Loan Terms

Covenant Report

Loan balance large

LTV aggressive

DSCR borderline

Debt yield healthy

Coupon stable

Loan term midrange

Status performing

Collateral strong

Default risk moderate

Refi pressure

Reserve cushion

Extension option

Covenant risk

Loan origination

Credit underwriting

Loan structuring

Closing & funding

Portfolio monitoring

  • Borrower document intake

  • Application data extraction

  • Eligibility screening

  • Pipeline deduplication

  • Loan officer briefing

Home

RE Loan Risk Grid

Credit Metric

Clauses

1

2

3

4

5

6

7

8

9

10

11

12

13

Loan Balance

LTV

DSCR

Debt Yield

Coupon Rate

Loan Term

Payment Status

Collateral Value

Default Risk

Refi Risk

Reserve Balance

Extension Option

Covenant Breach

Loan balance large

LTV aggressive

DSCR borderline

Debt yield healthy

Coupon stable

Loan term midrange

Status performing

Collateral strong

Default risk moderate

Refi pressure

Reserve cushion

Extension option

Covenant risk

Precision AI

AI for multi-billion dollar workflows

V7 built the Operating System for financial decisions. A new standard for institutional intelligence built for high-stakes financial decisions.

Precision AI

AI for multi-billion dollar workflows

V7 built the Operating System for financial decisions. A new standard for institutional intelligence built for high-stakes financial decisions.

Precision AI

AI for multi-billion dollar workflows

V7 built the Operating System for financial decisions. A new standard for institutional intelligence built for high-stakes financial decisions.

Explore Credit & Lending Agents

Explore Credit & Lending Agents

Proof of concept in hours.

Proof of concept in hours.

Covering specialised use cases

Deployment in days.

Integrate Credit & Lending Stack

Integrate Credit & Lending Stack

Connect to your loan origination systems, appraisal platforms and portfolio management tools.

Connect to your loan origination systems, appraisal platforms and portfolio management tools.

Import and export into your most used applications.

Results you can trust.
Trustworthy AI document processing toolkit.

Enterprise-grade security

Your data stays yours—always. Work with one of the few AI companies that never trains on your data.
  • No training on your data

  • Encrypted end-to-end

  • Audited and penetration-tested

  • Fine-grained access controls

  • Inhouse security team

  • Audit logs across every workflow

Enterprise-grade security

Your data stays yours—always. Work with one of the few AI companies that never trains on your data.
  • No training on your data

  • Encrypted end-to-end

  • Audited and penetration-tested

  • Fine-grained access controls

  • Inhouse security team

  • Audit logs across every workflow

Enterprise-grade security

Your data stays yours—always. Work with one of the few AI companies that never trains on your data.
  • No training on your data

  • Encrypted end-to-end

  • Audited and penetration-tested

  • Fine-grained access controls

  • Inhouse security team

  • Audit logs across every workflow

Have questions?

Find answers.

Any more questions?

What types of documents can V7 process for real estate credit teams?

V7 agents process the full range of documents real estate credit teams work with — borrower financials, rent rolls, appraisals, title reports, loan agreements, term sheets and closing packages — in PDF, Excel or structured formats. Every extracted data point is cited back to its source so underwriters can verify outputs without returning to the original document. Learn more about V7 agents.

How does V7 help speed up credit underwriting?

V7 agents extract and validate borrower financials, rent rolls and appraisal data, populating underwriting models without manual re-entry and flagging LTV, DSCR or credit anomalies automatically. This removes the data gathering bottleneck and lets underwriters focus on credit judgment rather than document handling. See the full agent capabilities.

Can V7 support covenant monitoring across an active loan portfolio?

V7 agents extract covenant terms from loan agreements and monitor borrower reporting against those obligations, flagging breaches or approaching thresholds before they escalate. Maturity dates and renewal windows are tracked automatically across the full portfolio so nothing slips through the cracks.

How does V7 help manage closing documentation?

V7 agents extract and track conditions precedent, closing checklist items and funding requirements across active loan closings, flagging outstanding items before they delay funding. Closing statement figures are reconciled against loan terms automatically to catch discrepancies before settlement. See examples in our customer stories.

How does V7 fit into our existing origination workflow?

V7 is built to sit alongside the tools credit and lending teams already use, routing structured outputs into your LOS, underwriting models and portfolio tracking systems without manual re-entry. Agents are configured without engineering resources, so lending teams can adopt them without IT involvement.

Have questions?

Find answers.

Any more questions?

What types of documents can V7 process for real estate credit teams?

V7 agents process the full range of documents real estate credit teams work with — borrower financials, rent rolls, appraisals, title reports, loan agreements, term sheets and closing packages — in PDF, Excel or structured formats. Every extracted data point is cited back to its source so underwriters can verify outputs without returning to the original document. Learn more about V7 agents.

How does V7 help speed up credit underwriting?

V7 agents extract and validate borrower financials, rent rolls and appraisal data, populating underwriting models without manual re-entry and flagging LTV, DSCR or credit anomalies automatically. This removes the data gathering bottleneck and lets underwriters focus on credit judgment rather than document handling. See the full agent capabilities.

Can V7 support covenant monitoring across an active loan portfolio?

V7 agents extract covenant terms from loan agreements and monitor borrower reporting against those obligations, flagging breaches or approaching thresholds before they escalate. Maturity dates and renewal windows are tracked automatically across the full portfolio so nothing slips through the cracks.

How does V7 help manage closing documentation?

V7 agents extract and track conditions precedent, closing checklist items and funding requirements across active loan closings, flagging outstanding items before they delay funding. Closing statement figures are reconciled against loan terms automatically to catch discrepancies before settlement. See examples in our customer stories.

How does V7 fit into our existing origination workflow?

V7 is built to sit alongside the tools credit and lending teams already use, routing structured outputs into your LOS, underwriting models and portfolio tracking systems without manual re-entry. Agents are configured without engineering resources, so lending teams can adopt them without IT involvement.

Have questions?

Find answers.

What types of documents can V7 process for real estate credit teams?

V7 agents process the full range of documents real estate credit teams work with — borrower financials, rent rolls, appraisals, title reports, loan agreements, term sheets and closing packages — in PDF, Excel or structured formats. Every extracted data point is cited back to its source so underwriters can verify outputs without returning to the original document. Learn more about V7 agents.

How does V7 help speed up credit underwriting?

V7 agents extract and validate borrower financials, rent rolls and appraisal data, populating underwriting models without manual re-entry and flagging LTV, DSCR or credit anomalies automatically. This removes the data gathering bottleneck and lets underwriters focus on credit judgment rather than document handling. See the full agent capabilities.

Can V7 support covenant monitoring across an active loan portfolio?

V7 agents extract covenant terms from loan agreements and monitor borrower reporting against those obligations, flagging breaches or approaching thresholds before they escalate. Maturity dates and renewal windows are tracked automatically across the full portfolio so nothing slips through the cracks.

How does V7 help manage closing documentation?

V7 agents extract and track conditions precedent, closing checklist items and funding requirements across active loan closings, flagging outstanding items before they delay funding. Closing statement figures are reconciled against loan terms automatically to catch discrepancies before settlement. See examples in our customer stories.

How does V7 fit into our existing origination workflow?

V7 is built to sit alongside the tools credit and lending teams already use, routing structured outputs into your LOS, underwriting models and portfolio tracking systems without manual re-entry. Agents are configured without engineering resources, so lending teams can adopt them without IT involvement.

Precision AI for Institutional Workflows

Build once.

Deploy across the team.

Improve over time.

Precision AI for Institutional Workflows

Build once.

Deploy across the team.

Improve over time.

Precision AI for Institutional Workflows

Build once.

Deploy across the team.

Improve over time.