AI Mortgage Agreement Analysis
AI Mortgage Agreement Analysis
Understand every term of your loan portfolio
Understand every term of your loan portfolio
V7 Go's agent automates the review of complex mortgage agreements, accurately extracting payment terms, property details, and borrower covenants to streamline servicing and risk management.
What is it
What is it
Securing Real Estate Financing
A mortgage agreement is a specific type of secured loan contract that sets out the complex terms for financing real estate.
How is it solved today?
Loan servicers and analysts manually read each mortgage agreement to abstract payment schedules escrow requirements and other unique covenants into servicing systems.
How is it solved today?
Loan servicers and analysts manually read each mortgage agreement to abstract payment schedules escrow requirements and other unique covenants into servicing systems.
How is it solved today?
Loan servicers and analysts manually read each mortgage agreement to abstract payment schedules escrow requirements and other unique covenants into servicing systems.
Why V7 Go
V7 Go's specialized agent reads any mortgage agreement automatically extracting all critical terms into a structured format for accurate servicing and risk management.
Why V7 Go
V7 Go's specialized agent reads any mortgage agreement automatically extracting all critical terms into a structured format for accurate servicing and risk management.
Why V7 Go
V7 Go's specialized agent reads any mortgage agreement automatically extracting all critical terms into a structured format for accurate servicing and risk management.
Time comparison
Time comparison
Time comparison
Traditional way
1-2 hours
1-2 hours
With V7 Go agents
5 minutes
5 minutes
Average time saved
95%
95%
Why V7 Go
Analyze mortgage agreements, promissory notes, and closing disclosures.
Extract interest rates, amortization schedules, and prepayment terms.
Workflow
Workflow
Import your files
Encompass
,
Black Knight
,
Yardi
Mortgage Agreements / Deeds of Trust
Mortgage Agreements / Deeds of Trust
Mortgage Agreements / Deeds of Trust
Promissory Notes
Promissory Notes
Promissory Notes
Loan Modification Agreements
Loan Modification Agreements
Loan Modification Agreements
Closing Disclosures
Closing Disclosures
Closing Disclosures
Loan Estimates
Loan Estimates
Loan Estimates
Property Appraisals
Property Appraisals
Property Appraisals
Loan Amount & Interest Rate
Loan Amount & Interest Rate
Loan Amount & Interest Rate
Amortization Schedule
Amortization Schedule
Amortization Schedule
Adjustable-Rate Mortgage (ARM) Terms
Adjustable-Rate Mortgage (ARM) Terms
Adjustable-Rate Mortgage (ARM) Terms
Prepayment Penalty Clauses
Prepayment Penalty Clauses
Prepayment Penalty Clauses
Escrow Account Requirements
Escrow Account Requirements
Escrow Account Requirements
Property Tax & Insurance Covenants
Property Tax & Insurance Covenants
Property Tax & Insurance Covenants
Events of Default
Events of Default
Events of Default
Lender's Recourse & Remedies
Lender's Recourse & Remedies
Lender's Recourse & Remedies
Late Fee Calculations
Late Fee Calculations
Late Fee Calculations
Riders & Addenda (e.g., Condo Rider)
Riders & Addenda (e.g., Condo Rider)
Riders & Addenda (e.g., Condo Rider)
Why V7 Go
Why V7 Go
Payment & Interest Rate Extraction
Accurately capture all payment details, including principal and interest, amortization schedules, and adjustable-rate (ARM) terms.
Payment & Interest Rate Extraction
Accurately capture all payment details, including principal and interest, amortization schedules, and adjustable-rate (ARM) terms.
Payment & Interest Rate Extraction
Accurately capture all payment details, including principal and interest, amortization schedules, and adjustable-rate (ARM) terms.
Covenant & Obligation Tracking
Identify all borrower covenants, such as insurance requirements, property tax obligations, and occupancy rules.
Covenant & Obligation Tracking
Identify all borrower covenants, such as insurance requirements, property tax obligations, and occupancy rules.
Covenant & Obligation Tracking
Identify all borrower covenants, such as insurance requirements, property tax obligations, and occupancy rules.
Prepayment Penalty Analysis
Automatically extract and calculate any prepayment penalties, including the terms and duration of the penalty period.
Prepayment Penalty Analysis
Automatically extract and calculate any prepayment penalties, including the terms and duration of the penalty period.
Prepayment Penalty Analysis
Automatically extract and calculate any prepayment penalties, including the terms and duration of the penalty period.
Default & Foreclosure Terms
Extract all terms related to the escrow account, including initial deposits, required monthly payments for taxes and insurance.
Default & Foreclosure Terms
Extract all terms related to the escrow account, including initial deposits, required monthly payments for taxes and insurance.
Default & Foreclosure Terms
Extract all terms related to the escrow account, including initial deposits, required monthly payments for taxes and insurance.
Default & Foreclosure Terms
Identify and summarize the specific events of default, cure periods, and the lender's rights in the event of foreclosure.
Default & Foreclosure Terms
Identify and summarize the specific events of default, cure periods, and the lender's rights in the event of foreclosure.
Default & Foreclosure Terms
Identify and summarize the specific events of default, cure periods, and the lender's rights in the event of foreclosure.
Portfolio-Wide Data Consistency
Create a standardized, structured database of terms across your entire mortgage portfolio, enabling powerful analytics and reporting.
Portfolio-Wide Data Consistency
Create a standardized, structured database of terms across your entire mortgage portfolio, enabling powerful analytics and reporting.
Portfolio-Wide Data Consistency
Create a standardized, structured database of terms across your entire mortgage portfolio, enabling powerful analytics and reporting.
V7 Go
V7 Go
V7 Go
AI-powered mortgage analysis
AI-powered mortgage analysis
for servicers and investors
Mortgage agreements are long, complex legal instruments filled with unique clauses governing payment, property maintenance, and default. Servicing teams and portfolio managers struggle to manually track these terms across thousands of loans, leading to missed adjustments, incorrect escrow calculations, and compliance failures. This creates both financial and regulatory risk.
Mortgage Servicers
Automate the extraction of servicing data to ensure accurate billing, escrow management, and compliance with all loan terms.
Mortgage Servicers
Automate the extraction of servicing data to ensure accurate billing, escrow management, and compliance with all loan terms.
Mortgage Servicers
Automate the extraction of servicing data to ensure accurate billing, escrow management, and compliance with all loan terms.
Real Estate Investors
Analyze the terms and risks of entire mortgage portfolios quickly, enabling better due diligence for acquisitions and securitizations.
Real Estate Investors
Analyze the terms and risks of entire mortgage portfolios quickly, enabling better due diligence for acquisitions and securitizations.
Real Estate Investors
Analyze the terms and risks of entire mortgage portfolios quickly, enabling better due diligence for acquisitions and securitizations.
Delegate mortgage agreement review
Delegate mortgage agreement review
to an expert real estate agent
to an expert real estate agent
Payment Term Extraction
Accurately capture all payment details including principal interest amortization schedules and adjustable-rate (ARM) terms.
Covenant & Obligation Tracking
Identify all borrower covenants such as insurance requirements property tax obligations and occupancy rules.
More agents
Next steps
Stop manually abstracting mortgage agreements.
Let's talk
You’ll hear back in less than 24 hours
Next steps
Stop manually abstracting mortgage agreements.
Let's talk
Next steps
Stop manually abstracting mortgage agreements.
Let's talk
You’ll hear back in less than 24 hours
FAQ
FAQ
FAQ
Have questions?
Find answers.
What is a mortgage agreement?
A mortgage agreement is a specific type of loan contract used to finance the purchase of real estate, where the property itself serves as collateral for the loan.
+
What is a mortgage agreement?
A mortgage agreement is a specific type of loan contract used to finance the purchase of real estate, where the property itself serves as collateral for the loan.
+
What is a mortgage agreement?
A mortgage agreement is a specific type of loan contract used to finance the purchase of real estate, where the property itself serves as collateral for the loan.
+
How is this different from a general Loan Agreement analysis?
This agent is specialized for mortgages. It understands mortgage-specific terms like escrow, amortization, ARM adjustments, and prepayment penalties that are not found in general corporate loans.
+
How is this different from a general Loan Agreement analysis?
This agent is specialized for mortgages. It understands mortgage-specific terms like escrow, amortization, ARM adjustments, and prepayment penalties that are not found in general corporate loans.
+
How is this different from a general Loan Agreement analysis?
This agent is specialized for mortgages. It understands mortgage-specific terms like escrow, amortization, ARM adjustments, and prepayment penalties that are not found in general corporate loans.
+
Can it handle both residential and commercial mortgages?
Yes, the agent can be configured to understand the nuances of both residential mortgage documents and more complex commercial real estate financing agreements.
+
Can it handle both residential and commercial mortgages?
Yes, the agent can be configured to understand the nuances of both residential mortgage documents and more complex commercial real estate financing agreements.
+
Can it handle both residential and commercial mortgages?
Yes, the agent can be configured to understand the nuances of both residential mortgage documents and more complex commercial real estate financing agreements.
+
How does this help with loan servicing?
It provides servicers with accurate, extracted data on payment schedules, tax and insurance obligations, and ARM adjustment dates, automating key servicing tasks and preventing errors.
+
How does this help with loan servicing?
It provides servicers with accurate, extracted data on payment schedules, tax and insurance obligations, and ARM adjustment dates, automating key servicing tasks and preventing errors.
+
How does this help with loan servicing?
It provides servicers with accurate, extracted data on payment schedules, tax and insurance obligations, and ARM adjustment dates, automating key servicing tasks and preventing errors.
+
Can it be used by investors who buy mortgage-backed securities (MBS)?
Yes, MBS investors can use the agent to analyze the underlying mortgage documents in a pool, gaining a deeper understanding of the credit quality and risks beyond a simple data tape.
+
Can it be used by investors who buy mortgage-backed securities (MBS)?
Yes, MBS investors can use the agent to analyze the underlying mortgage documents in a pool, gaining a deeper understanding of the credit quality and risks beyond a simple data tape.
+
Can it be used by investors who buy mortgage-backed securities (MBS)?
Yes, MBS investors can use the agent to analyze the underlying mortgage documents in a pool, gaining a deeper understanding of the credit quality and risks beyond a simple data tape.
+
What happens if a mortgage has been modified?
The agent can process the loan modification agreement alongside the original mortgage, correctly updating the terms to reflect the current state of the loan.
+
What happens if a mortgage has been modified?
The agent can process the loan modification agreement alongside the original mortgage, correctly updating the terms to reflect the current state of the loan.
+
What happens if a mortgage has been modified?
The agent can process the loan modification agreement alongside the original mortgage, correctly updating the terms to reflect the current state of the loan.
+