AI Loan Package Processing
AI Loan Package Processing
Process the entire loan file at once
Process the entire loan file at once
V7 Go automates the review of complete loan packages, cross-referencing data across the application, financials, and collateral documents to ensure consistency and completeness.
What is it
What is it
Automating Loan Origination Workflows
A Loan Package is the collection of all documents submitted by a borrower for a loan which must be internally consistent to allow for underwriting.
How is it solved today?
Processors manually check every document in a package against each other a slow and highly error-prone task that creates major bottlenecks.
How is it solved today?
Processors manually check every document in a package against each other a slow and highly error-prone task that creates major bottlenecks.
How is it solved today?
Processors manually check every document in a package against each other a slow and highly error-prone task that creates major bottlenecks.
Why V7 Go
V7 Go analyzes the entire package at once cross-referencing all data points to instantly flag any inconsistency between documents for rapid review.
Why V7 Go
V7 Go analyzes the entire package at once cross-referencing all data points to instantly flag any inconsistency between documents for rapid review.
Why V7 Go
V7 Go analyzes the entire package at once cross-referencing all data points to instantly flag any inconsistency between documents for rapid review.
Time comparison
Time comparison
Time comparison
Traditional way
4-6 hours
4-6 hours
With V7 Go agents
15 minutes
15 minutes
Average time saved
95%
95%
Why V7 Go
Process entire loan packages with applications, tax returns, and appraisals.
Validate income, assets, and check data consistency across all documents.
Workflow
Workflow
Import your files
Encompass
,
Calyx Point
,
nCino
Loan Application (e.g., Form 1003)
Loan Application (e.g., Form 1003)
Loan Application (e.g., Form 1003)
Personal Financial Statements
Personal Financial Statements
Personal Financial Statements
Tax Returns (Personal & Business)
Tax Returns (Personal & Business)
Tax Returns (Personal & Business)
Bank Statements
Bank Statements
Bank Statements
Property Appraisals
Property Appraisals
Property Appraisals
Purchase & Sale Agreements
Purchase & Sale Agreements
Purchase & Sale Agreements
Borrower Name & Address Consistency
Borrower Name & Address Consistency
Borrower Name & Address Consistency
Stated vs. Documented Income
Stated vs. Documented Income
Stated vs. Documented Income
Asset & Liability Verification
Asset & Liability Verification
Asset & Liability Verification
Property Value & Address Match
Property Value & Address Match
Property Value & Address Match
Credit Score Consistency
Credit Score Consistency
Credit Score Consistency
Employment Verification
Employment Verification
Employment Verification
Completeness of Required Disclosures
Completeness of Required Disclosures
Completeness of Required Disclosures
Signature Presence Check
Signature Presence Check
Signature Presence Check
Debt-to-Income (DTI) Calculation
Debt-to-Income (DTI) Calculation
Debt-to-Income (DTI) Calculation
Loan-to-Value (LTV) Calculation
Loan-to-Value (LTV) Calculation
Loan-to-Value (LTV) Calculation
Why V7 Go
Why V7 Go
Multi-Document Validation
Simultaneously analyze all documents in a loan package, from the application to the appraisal, and cross-reference data for consistency.
Multi-Document Validation
Simultaneously analyze all documents in a loan package, from the application to the appraisal, and cross-reference data for consistency.
Multi-Document Validation
Simultaneously analyze all documents in a loan package, from the application to the appraisal, and cross-reference data for consistency.
Discrepancy Flagging
Automatically identify and flag any mismatches in borrower names, income figures, property addresses, or other key data points across documents.
Discrepancy Flagging
Automatically identify and flag any mismatches in borrower names, income figures, property addresses, or other key data points across documents.
Discrepancy Flagging
Automatically identify and flag any mismatches in borrower names, income figures, property addresses, or other key data points across documents.
Automated Stacking & Indexing
The agent identifies each document in the package (e.g., 'W-2', 'Bank Statement') and organizes them into a structured, indexed file.
Automated Stacking & Indexing
The agent identifies each document in the package (e.g., 'W-2', 'Bank Statement') and organizes them into a structured, indexed file.
Automated Stacking & Indexing
The agent identifies each document in the package (e.g., 'W-2', 'Bank Statement') and organizes them into a structured, indexed file.
Accelerated Underwriting
Verify that all required documents for a specific loan type are present in the package before it is submitted to underwriting.
Accelerated Underwriting
Verify that all required documents for a specific loan type are present in the package before it is submitted to underwriting.
Accelerated Underwriting
Verify that all required documents for a specific loan type are present in the package before it is submitted to underwriting.
Accelerated Underwriting
Provide underwriters with a single, validated data package, allowing them to make credit decisions faster and with greater confidence.
Accelerated Underwriting
Provide underwriters with a single, validated data package, allowing them to make credit decisions faster and with greater confidence.
Accelerated Underwriting
Provide underwriters with a single, validated data package, allowing them to make credit decisions faster and with greater confidence.
Reduced Rework
Minimize the back-and-forth between processing and underwriting caused by missing documents or data inconsistencies.
Reduced Rework
Minimize the back-and-forth between processing and underwriting caused by missing documents or data inconsistencies.
Reduced Rework
Minimize the back-and-forth between processing and underwriting caused by missing documents or data inconsistencies.
V7 Go
V7 Go
V7 Go
AI-powered loan package validation
AI-powered loan package validation
for lending institutions
The biggest challenge in loan processing is not reviewing one document, but ensuring data is consistent across the entire package. Loan officers and underwriters spend hours manually comparing the application form against tax returns, pay stubs against bank statements, and the appraisal against the loan agreement. This manual cross-referencing is a major source of errors and delays.
Loan Processors & Originators
Ensure every loan package is complete and consistent before it goes to underwriting, dramatically reducing processing times and rework.
Loan Processors & Originators
Ensure every loan package is complete and consistent before it goes to underwriting, dramatically reducing processing times and rework.
Loan Processors & Originators
Ensure every loan package is complete and consistent before it goes to underwriting, dramatically reducing processing times and rework.
Underwriters
Receive a pre-validated loan package with all discrepancies already flagged, allowing you to focus 100% of your time on credit risk assessment.
Underwriters
Receive a pre-validated loan package with all discrepancies already flagged, allowing you to focus 100% of your time on credit risk assessment.
Underwriters
Receive a pre-validated loan package with all discrepancies already flagged, allowing you to focus 100% of your time on credit risk assessment.
Delegate loan package review
Delegate loan package review
to a validation AI agent
to a validation AI agent
Multi-Document Validation
Simultaneously analyze all documents in a loan package from the application to the appraisal and cross-reference data for consistency.
Discrepancy Flagging
Automatically identify and flag any mismatches in borrower names income figures or property addresses across documents.
More agents
Next steps
Stop manually comparing documents in a loan file.
Let's talk
You’ll hear back in less than 24 hours
Next steps
Stop manually comparing documents in a loan file.
Let's talk
Next steps
Stop manually comparing documents in a loan file.
Let's talk
You’ll hear back in less than 24 hours
FAQ
FAQ
FAQ
Have questions?
Find answers.
What is a 'Loan Package'?
A loan package is the complete collection of documents a borrower submits to a lender, which typically includes the application, financial statements, tax returns, pay stubs, and property information.
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What is a 'Loan Package'?
A loan package is the complete collection of documents a borrower submits to a lender, which typically includes the application, financial statements, tax returns, pay stubs, and property information.
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What is a 'Loan Package'?
A loan package is the complete collection of documents a borrower submits to a lender, which typically includes the application, financial statements, tax returns, pay stubs, and property information.
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How does the agent cross-reference data?
After extracting data from each document, the agent compares key fields (like 'Borrower Name' or 'Stated Income') across all sources and flags any entry that does not match perfectly.
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How does the agent cross-reference data?
After extracting data from each document, the agent compares key fields (like 'Borrower Name' or 'Stated Income') across all sources and flags any entry that does not match perfectly.
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How does the agent cross-reference data?
After extracting data from each document, the agent compares key fields (like 'Borrower Name' or 'Stated Income') across all sources and flags any entry that does not match perfectly.
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Can it handle packages with dozens of documents?
Yes, the V7 Go platform is designed to handle cases with hundreds of pages and dozens of individual documents, maintaining the context across the entire package.
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Can it handle packages with dozens of documents?
Yes, the V7 Go platform is designed to handle cases with hundreds of pages and dozens of individual documents, maintaining the context across the entire package.
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Can it handle packages with dozens of documents?
Yes, the V7 Go platform is designed to handle cases with hundreds of pages and dozens of individual documents, maintaining the context across the entire package.
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What if a document is missing?
The agent can be configured with a checklist for each loan type. It will automatically flag if a required document (like a second pay stub) is missing from the submitted package.
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What if a document is missing?
The agent can be configured with a checklist for each loan type. It will automatically flag if a required document (like a second pay stub) is missing from the submitted package.
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What if a document is missing?
The agent can be configured with a checklist for each loan type. It will automatically flag if a required document (like a second pay stub) is missing from the submitted package.
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Is this for commercial or residential loans?
The agent can be configured for both. The document checklist and data points to be validated can be customized for either commercial or residential loan origination workflows.
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Is this for commercial or residential loans?
The agent can be configured for both. The document checklist and data points to be validated can be customized for either commercial or residential loan origination workflows.
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Is this for commercial or residential loans?
The agent can be configured for both. The document checklist and data points to be validated can be customized for either commercial or residential loan origination workflows.
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How is this different from the 'Mortgage Application' agent?
The Mortgage Application agent focuses on the details within the application and its direct supporting documents. The Loan Package agent takes a broader view, focusing on data consistency across the *entire bundle* of submitted files.
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How is this different from the 'Mortgage Application' agent?
The Mortgage Application agent focuses on the details within the application and its direct supporting documents. The Loan Package agent takes a broader view, focusing on data consistency across the *entire bundle* of submitted files.
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How is this different from the 'Mortgage Application' agent?
The Mortgage Application agent focuses on the details within the application and its direct supporting documents. The Loan Package agent takes a broader view, focusing on data consistency across the *entire bundle* of submitted files.
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